{"id":421,"date":"2023-07-06T17:18:00","date_gmt":"2023-07-06T17:18:00","guid":{"rendered":"http:\/\/www.petermaneurope.com\/?p=421"},"modified":"2025-02-07T13:16:29","modified_gmt":"2025-02-07T13:16:29","slug":"9-ways-how-to-start-investing-with-100","status":"publish","type":"post","link":"http:\/\/www.petermaneurope.com\/index.php\/2023\/07\/06\/9-ways-how-to-start-investing-with-100\/","title":{"rendered":"9 Ways \u2013 How to Start Investing With $100"},"content":{"rendered":"<p><a href=\"https:\/\/www.goodfinancialcents.com\/how-to-build-wealth\/\" data-wpel-link=\"internal\" rel=\"noopener\">Building wealth<\/a> takes time and patience, but it also requires you to take real, actionable steps with your money. After all, you won\u2019t get rich by keeping your extra cash under your mattress and hoping for the best. You have to invest your money if you want it to start growing to its full potential.<\/p>\n<p>But, how do you do that if you only have $100 to get started? That\u2019s not a lot of capital, but it\u2019s definitely better than nothing.<\/p>\n<p>Also know that most \u201cregular people\u201d who\u2019ve built real wealth started with small sums, kept on investing, and watched as their money snowballed from there. Not only that, but the act of <a href=\"https:\/\/www.goodfinancialcents.com\/investing-for-beginners\/\" data-wpel-link=\"internal\" rel=\"noopener\">learning how to invest<\/a> is often all it takes to change someone&#8217;s mindset about money, and to get them on a path to earning more cash in other ways.<\/p>\n<div class=\"gfc-table-of-contents gfc-table-of-contents-blockwrap gfc-blockwrap\">\n<div class=\"gfc-table-of-contents-title-container\">\n<h3>Table of Contents<\/h3>\n<\/div>\n<div class=\"gfc-table-of-contents-content\t-container\">\n<ul>\n<li><a href=\"#can-100-really-make-a-difference\">Can $100 Really Make a Difference?<\/a><\/li>\n<li><a href=\"#can-you-really-become-a-millionaire-with-100\">Can You Really Become a Millionaire With $100?<\/a><\/li>\n<li><a href=\"#what-should-you-do-with-100\">What Should You Do With $100?<\/a><\/li>\n<li><a href=\"#investing-for-quick-profits-vs-long-term-gains\">Investing for Quick Profits vs. Long-Term Gains<\/a><\/li>\n<li><a href=\"#how-to-invest-100-starting-today\">How to Invest $100 Starting Today<\/a><\/li>\n<li><a href=\"#your-investment-style\">Your Investment Style\u00a0<\/a><\/li>\n<li><a href=\"#invest-100-to-make-1000-a-day\">Invest $100 to Make $1,000 a Day<\/a><\/li>\n<li><a href=\"#dont-waste-your-100-on-this\">Don\u2019t Waste Your $100 on This<\/a><\/li>\n<li><a href=\"#the-bottom-line-on-investing-100\">The Bottom Line on Investing $100<\/a><\/li>\n<li><a href=\"#faqs-on-investing-100\">FAQs on Investing $100<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>Having $100 in the bank might not seem like a lot, but it may be all you need to change your future for the better. If you&#8217;re wondering how to invest $100, how to flip $100, and how to invest and make money daily, you&#8217;re in the right place.<\/p>\n<div class=\"ca-widget\" data-token=\"c9f6807e3565\"><\/div>\n<h2 class=\"wp-block-heading\">Can $100 Really Make a Difference?<\/h2>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"1024\" height=\"576\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"graphic of $100 bill to represent new investment ideas for beginners\" class=\"wp-image-45688 img-fluid lazyload\" data-src=\"http:\/\/www.petermaneurope.com\/wp-content\/uploads\/2023\/07\/Investment-Ideas-for-100-1024x576-1.jpeg\"><\/figure>\n<\/p>\n<p>Learning how to invest can feel like you&#8217;re playing a game of &#8220;catch-up&#8221; at first, and that&#8217;s especially true when you only have small sums of cash to start the process. After all, we&#8217;ve all heard of people who have made millions of dollars investing in the right stocks, crypto, or non-fungible tokens (NFTs) at the right time, or coming up with an awesome business idea nobody had ever thought of before.<\/p>\n<p>However, you really do have to change your mindset if you want to flip $100 and turn it into substantial sums of money. The reality is, there are plenty of situations where you could have turned $100 into thousands, tens of thousands or even hundreds of thousands had you invested at the right time.<\/p>\n<p>Don&#8217;t believe me? The chart below shows how much $100 would be worth today if you invested approximately 10 years ago:<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th><strong>COMPANY\/STOCK<\/strong><\/th>\n<th><strong>INVESTED 10 YEARS AGO<\/strong><\/th>\n<th><strong>INVESTMENT VALUE TODAY<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Google (GOOG)<\/strong><\/td>\n<td>$100<\/td>\n<td>$685<\/td>\n<\/tr>\n<tr>\n<td><strong>Tesla (TSLA)<\/strong><\/td>\n<td>$100<\/td>\n<td>$12,081<\/td>\n<\/tr>\n<tr>\n<td><strong>Amazon (AMZN)<\/strong><\/td>\n<td>$100<\/td>\n<td>$1,190<\/td>\n<\/tr>\n<tr>\n<td><strong>Bitcoin (BTC)<\/strong><\/td>\n<td>$100<\/td>\n<td>$380,692<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/what-might-happen-if-you-invest-100-in-bitcoin-today\/\" data-wpel-link=\"internal\" rel=\"noopener\">Investing $100 into Bitcoin a decade ago<\/a> would have seemed crazy at the time, yet a single Bitcoin purchased in 2012 would have set you back just $5.29. If you were forward-thinking enough to get in the game early on, imagine how many Bitcoins you could have purchased and what they might be worth today.<\/p>\n<p>Remember the <a href=\"https:\/\/nypost.com\/2022\/02\/03\/meet-the-12-year-old-boy-who-became-a-millionaire-off-nfts\/\" target=\"_blank\" rel=\"noreferrer noopener external\" data-wpel-link=\"external\">12-year-old who made NFTs<\/a> and used them to build a crypto wallet worth over $1 million dollars? How about the <a href=\"https:\/\/venturebeat.com\/2019\/08\/25\/the-teenager-who-made-millions-on-bitcoin-is-staking-it-all-on-this-obscure-token\/\" target=\"_blank\" rel=\"noreferrer noopener external\" data-wpel-link=\"external\">teenager who made millions on Bitcoin<\/a> after investing what he had at the time ($1,000) in 2011?<\/p>\n<p>These stories are absolutely real, and they happened to real people who had the courage and foresight to create something or invest at just the right time.<\/p>\n<div class=\"ca-widget\" data-token=\"oe8b909ef15a\"><\/div>\n<h2 class=\"wp-block-heading\">Can You Really Become a Millionaire With $100?<\/h2>\n<p>If you don&#8217;t want to make risky bets that may or may not pay off, you can still become a millionaire by investing relatively small sums of money over time. The key to winning at this game is investing in assets that can provide a fairly steady return you can count on, and making sure your contributions are consistent and automatic.<\/p>\n<p>For example, it&#8217;s totally possible to invest $100 per month into a combination of <a href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-index-funds\/\" data-wpel-link=\"internal\" rel=\"noopener\">index funds<\/a>, <a href=\"https:\/\/www.goodfinancialcents.com\/investing-in-etfs\/\" data-wpel-link=\"internal\" rel=\"noopener\">ETFs<\/a>, and <a href=\"https:\/\/www.goodfinancialcents.com\/how-to-buy-stock-online\/\" data-wpel-link=\"internal\" rel=\"noopener\">individual stocks<\/a> and then turn the money into more than $1 million dollars over the long term.<\/p>\n<p>You may have to wait decades to become a millionaire, but it&#8217;s still totally possible. The chart below shows how long you would have to invest and the type of return you&#8217;ll need to hit the $1 million mark during your lifetime.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th><strong>Monthly Investment<\/strong><\/th>\n<th><strong>% Earned<\/strong><\/th>\n<th><strong>10 Years<\/strong><\/th>\n<th><strong>20 Years<\/strong><\/th>\n<th><strong>30 Years<\/strong><\/th>\n<th><strong>40 Years<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>$100<\/td>\n<td>6%<\/td>\n<td>$15,816.95<\/td>\n<td>$44,142.71<\/td>\n<td>$94,869.82<\/td>\n<td>$185,714.36<\/td>\n<\/tr>\n<tr>\n<td>$100<\/td>\n<td>8%<\/td>\n<td>$17,383.87<\/td>\n<td>$54,914.36<\/td>\n<td>$135,939.85<\/td>\n<td>$310,867.82<\/td>\n<\/tr>\n<tr>\n<td>$100<\/td>\n<td>10%<\/td>\n<td>$19,124.91<\/td>\n<td>$68,730<\/td>\n<td>$197,392.83<\/td>\n<td>$531,111.07<\/td>\n<\/tr>\n<tr>\n<td>$100<\/td>\n<td>12%<\/td>\n<td>$21,058.48<\/td>\n<td>$86,462.93<\/td>\n<td>$289,599.22<\/td>\n<td>$920,509.70<\/td>\n<\/tr>\n<tr>\n<td>$100<\/td>\n<td>14%<\/td>\n<td>$23,304.75<\/td>\n<td>$109,229.91<\/td>\n<td>$428,144.22<\/td>\n<td>$1,610.430.12<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2 class=\"wp-block-heading\">What Should You Do With $100?<\/h2>\n<p>What it really boils down to is this: How do you want to spend the $100 you have right now, as well as the hundreds (or thousands) of extra dollars you&#8217;ll have over the next few years?<\/p>\n<p>For the most part, you have three main options to choose from. You can:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Spend the Money<\/strong>:<strong> <\/strong>Buy &#8220;stuff&#8221; you want, go out to eat at your favorite restaurants, and have a blast as long as you can. <strong>YOLO!<\/strong><\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>Save Your Money<\/strong>: Stash your cash in your emergency fund, which is hopefully held in a high-yield savings account. You can also use your money to pay down debt.<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>Invest for the Future<\/strong>: With some discipline and forward-thinking, you can also begin investing your extra $100 or more for the future.<\/li>\n<\/ul>\n<p>While you may have to give up a few things you want today to start investing $100 every single month, your future self will thank you. Not only that, but you&#8217;ll get used to stashing away $100 per month if you give it enough time, and you may not even miss the money at all.<\/p>\n<h2 class=\"wp-block-heading\">Investing for Quick Profits vs. Long-Term Gains<\/h2>\n<p>As you decide how you want to invest your $100, you&#8217;ll also need to think about whether you want to invest for quick profits or for the long term. The fact is, there are a ton of ways to flip $100 and turn it into a few hundred dollars or even $1,000 or more over a few days or a few weeks. However, you can also get in the habit of investing to build long-term wealth, which is a totally different ballgame.<\/p>\n<p>Examples of how to flip $100 include:<\/p>\n<ul class=\"wp-block-list\">\n<li>Searching for Garage Sale or Thrift Store Finds You Can Sell at a Profit<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Investing Into High Value Sneakers You Can Flip<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Flipping Sports Cards After Buying Them for Less Than They\u2019re Worth<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Offering a Service on Social Media, Such as Washing Cars or Painting<\/li>\n<\/ul>\n<p>As you decide whether you want to flip $100 or invest for the long haul, it&#8217;s important to remember tha<em>t time is money<\/em>. For the most part, flipping items for profit requires you to exchange time for money, so this work isn&#8217;t passive at all.<\/p>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/best-long-term-investments\/\" data-wpel-link=\"internal\" rel=\"noopener\">Investing for the long haul<\/a> is the opposite of that because it helps you build long-term wealth in a way that is totally passive. With the best passive investments, you don&#8217;t have to do any work outside of contributing more money to your account every month.<\/p>\n<p>Examples of how to invest for the long term include:<\/p>\n<ul class=\"wp-block-list\">\n<li>Buying index funds, ETFs, and other long-term investments aimed at long-term growth<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Pouring small sums of money (even as little as $1) into fractional shares of popular stocks<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Investing in crypto or NFTs and HODLing (holding on for dear life)<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-in-real-estate\/\" data-wpel-link=\"internal\" rel=\"noopener\">Investing in real estate<\/a> with the goal of creating long-term profits<\/li>\n<\/ul>\n<div class=\"ca-widget\" data-token=\"f4bfe42edf23\"><\/div>\n<h2 class=\"wp-block-heading\">How to Invest $100 Starting Today<\/h2>\n<p>Here\u2019s a secret about investing most people don\u2019t know:<\/p>\n<p>It\u2019s not really about <em>how much<\/em> you invest at first. What matters most is that you actually get started and do something.<\/p>\n<p>Whether you\u2019re trying to figure out how to invest $100, or you need to know <a href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-1000-dollars\/\" data-wpel-link=\"internal\" rel=\"noopener\"><strong>how to invest $1,000 dollars<\/strong><\/a>, the key to getting ahead is making a decision and sticking with it.<\/p>\n<p>Ready to invest $100? The ten strategies below are the perfect place to start.<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"1024\" height=\"576\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"graphic that reads:  It\u2019s not really about how much you invest at first. \n\nWhat matters most is that you actually get started and do something.\n\" class=\"wp-image-45689 lazyload\" data-src=\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2022\/12\/Investing-Tips-for-100-Investment-for-Beginners-1024x576.jpeg\"><\/figure>\n<\/p>\n<h3 class=\"wp-block-heading\">1. Round Up Your Savings<\/h3>\n<p><strong>Risk Level: <\/strong>Low<\/p>\n<p>Acorns is an app that automatically \u201crounds up\u201d your change when you make a purchase so it can invest that money on your behalf. When you sign up for a plan, you can automatically grow your wealth and your savings. You can also even choose among professionally curated portfolios that might work better or worse based on your goals and risk preferences.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>Plans cost $3 or $5 per month depending on whether you want a personal plan or a family plan. Both plans automatically round up your purchases and invest your spare change, and they come with added benefits like checking and fee-free access at more than 55,000 ATMs nationwide.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>To get started, open an account with <a href=\"https:\/\/secure.goodfinancialcents.com\/pr\/u791919703cf\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\"><strong>Acorns<\/strong><\/a> and download the mobile app. Pick your plan and you can begin rounding up your purchases and investing the difference at a lightning-fast speed. The top-tier Personal and Family plans are an excellent place to stash your initial $100 investment. Learn more through my <a href=\"https:\/\/www.goodfinancialcents.com\/acorns-app-review\/\" data-wpel-link=\"internal\" rel=\"noopener\">Acorns app review<\/a>.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Acorns is ideal for anyone who wants help saving money automatically, then investing that money into expertly chosen investments.<\/p>\n<div class=\"wp-block-gfc-custom-blocks-gfc-button-link-block gfc-button-link-blockwrap gfc-blockwrap container undefined wide\">\n<div class=\"row\">\n<div class=\"col-md-12\" style=\"text-align: center\"><a class=\"btn btn-primary buton-link-button\" href=\"https:\/\/www.goodfinancialcents.com\/go\/acorns\" data-wpel-link=\"internal\" rel=\"noopener\">Get Started With Acorns Now<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-0dc092cc alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-d49f915d gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-42466815\">\n<div class=\"wp-block-uagb-container uagb-block-6270023e\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0463c32a\">\n<h3 class=\"uagb-heading-text\"><strong>ACORNS PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-402f75ae\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-7f7e3dd9\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Plans Start at Just $3 per Month<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-3578e439\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Family Plans Let You Get Your Kids Involved in Saving and Investing<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-3feaca8c\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Money Is Invested on Your Behalf<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-d5a00e77\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-4eeda61e\">\n<h3 class=\"uagb-heading-text\"><strong>ACORNS CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-a1947fdb\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-ecae60a5\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">No Free Plans Available<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-bc76ab00\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Even $3 per Month Is Expensive if You Have a Low Starting Balance<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">2. Dabble in Fractional Shares<\/h3>\n<p><strong>Risk Level: <\/strong>Varies<\/p>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/what-are-fractional-shares\/\" data-wpel-link=\"internal\" rel=\"noopener\">Fractional shares<\/a> are nothing more than a \u201cfraction\u201d or a \u201cslice\u201d of an individual stock. As a result, this type of investing lets you use $100 to buy stocks and other investments you couldn\u2019t otherwise afford. You can also diversify your $100 investment across many different stocks and other assets that would work well in your portfolio.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>You can buy stock in a company even if you don\u2019t have enough money to buy an entire share. It\u2019s called fractional share investing. Instead of buying one share of a $100 stock, you could invest $10 in 10 different stocks.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>Many online brokers make it easy to open an account and get started. This platform even lets you invest into BTC, ETH, LTC, DOGE and other cryptocurrencies with 0% in fees and a minimum starting investment of just $1.<\/p>\n<p><strong>Who It&#8217;s Best For: <\/strong><\/p>\n<p>Many online brokers are a great option for investing in fractional shares since there are no commissions and no minimum balance required to get started. Fractional share investing can be a good option for any investor who wants to diversify as much as they can.<\/p>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-6ae98b33 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-141c7ae7 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-cbac247e\">\n<div class=\"wp-block-uagb-container uagb-block-f1b0616b\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-7afca341\">\n<h3 class=\"uagb-heading-text\"><strong>FRACTIONAL SHARES PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-dfb8116a\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-ca922b2e\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Diversify Your $100 Across Many Different Stocks<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-35797007\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Many Brokers Don\u2019t Charge Investing Commissions<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-fe7912e7\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Get a Free Stock for Opening an Account<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-04d5a00b\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-2c3861e9\">\n<h3 class=\"uagb-heading-text\"><strong>FRACTIONAL SHARES CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-66f5de1b\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-69ba8bc8\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Some Brokerage Firms Do Not Offer Fractional Share Investing<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-666fd6de\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Costs Can Add Up Quickly With Brokerages That Charge Commissions for Trades<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-custom-blocks-gfc-single-vendor-block gfc-single-vendor-card-blockwrap gfc-blockwrap container undefined\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"image-container\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-src=\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2019\/04\/m1-finance-logo-e1596133379952.png\"><\/div>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/go\/m1finance\/invest100-cta\" class=\"btn btn-primary vendor-button\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Open an Account<\/a><\/div>\n<div class=\"col-md-6\">\n<ul class=\"list-items\">\n<li>Commission-free investing<\/li>\n<li>Allows fractional shares in stocks, ETFs<\/li>\n<li>Small minimum investment: $100<\/li>\n<\/ul>\n<p><a class=\"get-started\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a><\/div>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">3. Invest in Real Estate<\/h3>\n<p><strong>Risk Level: <\/strong>Varies<\/p>\n<p>Investors who poured their money into real estate have done incredibly well over the last decade and especially the last few years. In fact, the <a href=\"https:\/\/www.nar.realtor\/newsroom\/first-quarter-of-2022-brings-double-digit-price-appreciation-for-70-of-metros#:~:text=These%20increases%20come%20as%20median,the%20prior%20quarter%20was%2014.3%25.\" target=\"_blank\" rel=\"noreferrer noopener external\" data-wpel-link=\"external\">National Association of Realtors (NAR)<\/a> just reported that the median price for a single-family home rose 15.7% nationally from May 2022 to May 2023. That&#8217;s a pretty sweet return for just a single year, and this rate of increase comes after a decade of rising prices among all types of housing across the board.<\/p>\n<p>That said, the real estate industry has a fairly high barrier to entry since you need tens of thousands of dollars to begin buying up properties. That&#8217;s why I typically suggest investing in real estate through other means instead, including <a href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-reit\/\" data-wpel-link=\"internal\" rel=\"noopener\">Real Estate Investment Trusts (REITs)<\/a>.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>By investing in Real Estate Investment Trusts (REITs), you get exposure to real estate without having to buy individual properties or deal with the grunt work of being a landlord. Once you pick a fund and invest your money regularly, your investment balance can grow based on real estate profits that are realized over time.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/go\/fundrise\" data-wpel-link=\"internal\" rel=\"noopener\">Fundrise<\/a> is my favorite platform for investing in Real Estate Investment Trusts (REITs). However, this company specifically sells private equity REITs, or \u201ceREITs,\u201d which is a trademarked term. You can get started with Fundrise with as little as $10, and the starter account comes with auto-invest and dividend reinvestment features.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Fundrise is best for individuals who want to invest in real estate without dealing with the hassles involved in buying individual properties. There are also many other popular REITs to choose from, including options from brokerage firms like Fidelity and Vanguard.<\/p>\n<div class=\"wp-block-gfc-custom-blocks-gfc-single-vendor-block gfc-single-vendor-card-blockwrap gfc-blockwrap container undefined\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"image-container\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-src=\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2022\/05\/fundrise-logo.png\"><\/div>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/go\/fundrise\/invest100-cta\" class=\"btn btn-primary vendor-button\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Invest in Real Estate<\/a><\/div>\n<div class=\"col-md-6\">\n<ul class=\"list-items\">\n<li>Low minimum investment &#8211; $100<\/li>\n<li>Diversified real estate portfolio<\/li>\n<li>Portfolio Transparency <\/li>\n<\/ul>\n<p><a class=\"get-started\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-d40edbb6 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-63e2acf0 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-1169e254\">\n<div class=\"wp-block-uagb-container uagb-block-c8cc6362\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-95185f26\">\n<h3 class=\"uagb-heading-text\"><strong>INVESTING IN FUNDRISE PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-93e8a4e2\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-1a03f4cb\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Invest in Real Estate With Fundrise With as Little as $10<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-e6098f09\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">No Need to Deal With Individual Properties or Landlord Duties<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-78699fd8\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Strong Potential for Long-Term Growth<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-4d9549f0\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-e8326ea6\">\n<h3 class=\"uagb-heading-text\"><strong>INVESTING IN FUNDRISE CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-34fcefc3\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-f1c43924\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Returns Aren\u2019t Guaranteed<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-848efc74\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Not as Liquid as Other Investments<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">4. Buy Index Funds<\/h3>\n<p><strong>Risk Level: <\/strong>Moderate<\/p>\n<p>An \u201cindex fund\u201d is a type of mutual fund or exchange-traded fund that tracks the returns of a market index such as the S&amp;P 500. This means you can invest in an index fund and receive roughly the same return as the market it tracks without any added work on your part.<\/p>\n<p>Index funds are popular with long-term investors who are looking for ways to invest passively without having to worry about picking individual stocks. Plus, index funds have secured pretty good returns over the years. As an example, the S&amp;P 500 index fund from Vanguard (VFIAX) is currently averaging a return of 8.17% over the last 15 years.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>Investing in index funds is about as easy as it gets. All you have to do is select one of the <a href=\"https:\/\/www.goodfinancialcents.com\/best-online-stock-brokers-for-beginners-small-investors\/\" data-wpel-link=\"internal\" rel=\"noopener\">best online brokerage firms<\/a> then open an account. Decide on the index you want to track, and invest in the fund that suits your needs.<\/p>\n<p><strong>Where to Get Started<\/strong>:<\/p>\n<p>I suggest investing in index funds with Betterment, mostly because this <a href=\"https:\/\/www.goodfinancialcents.com\/robo-investing-online-financial-advisor\/\" data-wpel-link=\"internal\" rel=\"noopener\">robo-advisor<\/a> will work with you to help you achieve your long-term investing goals. You can set up an account in minutes, and Betterment offers added benefits like portfolio rebalancing, dividend reinvestment, and tax-loss harvesting.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Index funds are ideal for investors who want a passive way to invest in the stock market so they can build wealth over time.<\/p>\n<div class=\"wp-block-gfc-custom-blocks-gfc-button-link-block gfc-button-link-blockwrap gfc-blockwrap container undefined wide\">\n<div class=\"row\">\n<div class=\"col-md-12\" style=\"text-align: center\"><a class=\"btn btn-primary buton-link-button\" href=\"https:\/\/secure.goodfinancialcents.com\/pr\/u5e9c216234e\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\">Get Started With Betterment<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-3c6eefc3 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-2d31b848 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-a33dd9a9\">\n<div class=\"wp-block-uagb-container uagb-block-41700bb0\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-07753d03\">\n<h3 class=\"uagb-heading-text\"><strong>INVESTING IN INDEX FUNDS PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-b068d67e\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-86fde4eb\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Invest Passively for Long-Term Growth<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-dfc40c36\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Index Funds Typically Come With Lower Fees Than Other Investments<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-2d28c847\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">No Need to Pick Individual Stocks<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-ddeac66b\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-0145b42e\">\n<h3 class=\"uagb-heading-text\"><strong>INVESTING IN INDEX FUNDS CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-0c819a58\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-58d5a807\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Growth Will Be Gradual and Take Time<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-0d224bbc\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Unlikely to Earn Exceptional Returns Over the Long Haul<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">5. Collect Dividends<\/h3>\n<p><strong>Risk Level: <\/strong>Moderate<\/p>\n<p>When I talk about collecting dividends, I am of course talking about investing in dividend stocks. This type of stock pays out a distribution of cash or stock to its shareholders regularly, so they are commonly used by investors who want to build streams of passive income.<\/p>\n<p>For the most part, <a href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-dividend-stocks\/\" data-wpel-link=\"internal\" rel=\"noopener\">dividend stocks<\/a> are offered by companies that have a long history of strong profits. However, there are also plenty of popular dividend-paying ETFs to choose from. Just remember that dividends aren&#8217;t necessarily guaranteed, and the expense ratios for dividend stocks, mutual funds, and ETFs can be higher than investment options without dividends.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>Like other stock market investing strategies, you can get started with dividend stocks by opening an online brokerage account. One of the best platforms for this type of investment is <a href=\"https:\/\/secure.goodfinancialcents.com\/pr\/u921bf0acbae\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\"><strong>M1 Finance<\/strong><\/a> since it lets you invest in dividend stocks without any investment fees.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>Open an account with M1 Finance since this company lets you invest without any fees. From there, you can build your own pie of investments with a selection of ETFs such as the Schwab US Dividend Equity ETF (SCHD), the Vanguard International High Dividend Yield ETF (VYMI), the Vanguard Dividend Appreciation ETF (VIG), and more.<\/p>\n<div class=\"wp-block-gfc-custom-blocks-gfc-single-vendor-block gfc-single-vendor-card-blockwrap gfc-blockwrap container undefined\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"image-container\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-src=\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2019\/04\/m1-finance-logo-e1596133379952.png\"><\/div>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/go\/m1finance\/invest100-cta\" class=\"btn btn-primary vendor-button\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Open an Account<\/a><\/div>\n<div class=\"col-md-6\">\n<ul class=\"list-items\">\n<li>Commission-free investing<\/li>\n<li>Allows fractional shares in stocks, ETFs<\/li>\n<li>Small minimum investment: $100<\/li>\n<\/ul>\n<p><a class=\"get-started\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-84786531 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-7ffe2f4e gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-34c8dc37\">\n<div class=\"wp-block-uagb-container uagb-block-6fc315e7\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-4135cae3\">\n<h3 class=\"uagb-heading-text\"><strong>COLLECTING DIVIDENDS PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-bc002ed6\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-f17d348c\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Invest Passively for Long-Term Growth<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-30f10536\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Earn Dividends With a Broad Range of Stocks, ETFS and Mutual Funds<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-daf429a4\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Opening an Account and Getting Started Is a Breeze<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-862efb19\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-f1d1c5e4\">\n<h3 class=\"uagb-heading-text\"><strong>COLLECTING DIVIDENDS CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-51a3f72f\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-56ff6317\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Earning Dividends Comes With Tax Consequences<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-66154d23\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Expense Ratios Can Be Higher on Dividend Stocks<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">6. Enroll in a Course or Certification<\/h3>\n<p><strong>Risk Level: <\/strong>Low<\/p>\n<p>There are thousands of different online courses you can take for less than $100, including ones that can help you expand your knowledge in any area you want. Whether you want to <a href=\"https:\/\/www.goodfinancialcents.com\/how-i-earn-a-living-as-an-online-writer-and-how-you-could-too\/\" data-wpel-link=\"internal\" rel=\"noopener\">learn how to be a better writer<\/a>, how to use Photoshop, or <a href=\"http:\/\/www.bookedandpaidtospeak.com\/\" data-wpel-link=\"external\" rel=\"external noopener noreferrer\">how to get paid to be a speaker<\/a> \u2014 the options are endless!<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>A variety of online platforms let you purchase online courses and certifications in almost any industry. Consider what skill can be useful in your professional or personal life. Perhaps a certification would help you get a promotion at your current job, or maybe a new skill would help you drop your 9-to-5 job and begin working in a brand-new field.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>MasterClass is my top pick for enrolling in courses and certifications. With this online platform, you can pay a small monthly fee ($15 to $23) and enroll in hundreds of courses in arts and entertainment, music, business, and more. Your initial $100 investment in this platform could currently pay for more than six months of unlimited learning.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Online courses and certifications can be a good investment for anyone, but MasterClass in particular is a good choice if you don\u2019t know exactly which courses you want to take. With a small monthly fee, you can take a bunch of different courses until you find the right fit.<\/p>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-ff212d2c alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-00195db3 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-9f3e9867\">\n<div class=\"wp-block-uagb-container uagb-block-1730e971\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-ead1ecab\">\n<h3 class=\"uagb-heading-text\"><strong>MASTERCLASS PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-f61d8fe5\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-926ae6f1\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Take Courses in Nearly Any Field<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-b4343721\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Certifications and Courses Can Help You Learn New Skills or Get Promoted in Your Career<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-2b16dc77\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Low Monthly Investment<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-d7f8ba35\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-cebe41d1\">\n<h3 class=\"uagb-heading-text\"><strong>MASTERCLASS CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-c8c2662b\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-7568c181\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Taking Courses Requires Time and Energy<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-c8537a6c\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Annual Subscription Required<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">7. Open a Roth IRA<\/h3>\n<p><strong>Risk Level<\/strong>: Varies<\/p>\n<p>A Roth IRA is a type of retirement account you can open in addition to other accounts you have like a workplace 401(k). This type of retirement account lets you invest with after-tax dollars, and your money grows tax-free until you are ready to access it. The best part is, you can withdraw your Roth IRA funds without paying income taxes once you\u2019re at least 59 \u00bd years in age.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>You\u2019ll need to open a Roth IRA on your own, which is easy to do with any number of online brokerage firms. Just keep in mind that income caps limit who can contribute, so it\u2019s possible you may not be eligible if you have a high income.<\/p>\n<p>Also, note that contribution limits apply. Most people can contribute up to $6,500 to a Roth IRA (and a traditional IRA, in total) in 2023, yet those ages 50 and older can contribute up to $7,500.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>The <a href=\"https:\/\/www.goodfinancialcents.com\/best-places-to-open-a-roth-ira\/\" data-wpel-link=\"internal\" rel=\"noopener\">best places to open a Roth IRA<\/a> include Betterment, <a href=\"https:\/\/secure.goodfinancialcents.com\/pr\/b15d69644036\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\"><strong>Stash<\/strong><\/a>, M1 Finance, and more. Research online brokerage accounts until you find the best option for your needs and goals.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>A Roth IRA makes sense for anyone who wants to save money for retirement or other goals. Since this account lets you withdraw money without income taxes in retirement, it\u2019s also a good choice for people who want access to tax-free money later in life.<\/p>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-046eded3 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-96f615e7 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-8fe1cc05\">\n<div class=\"wp-block-uagb-container uagb-block-b5f742dd\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-ead9b9a0\">\n<h3 class=\"uagb-heading-text\"><strong>ROTH IRA PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-626f108c\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-f3e4391c\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Build Up Tax-Free Income for Retirement<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-b8cad180\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">You Can Withdraw Contributions (Not Earnings) Before Retirement Without Penalty<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-15825545\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Many Top Brokerage Firms Make It Easy to Open an Account<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-1a645f9f\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-73f6c50d\">\n<h3 class=\"uagb-heading-text\"><strong>ROTH IRA CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-0a951b5b\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-fe3bf33b\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">You Don\u2019t Get a Tax Advantage the Year You Contribute<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-3a20988b\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Income Caps Limit Who Can Use This Account<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-8dbdde72\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Annual Contribution Limits Are Low<\/p>\n<p><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<div class=\"wp-block-gfc-custom-blocks-gfc-single-vendor-block gfc-single-vendor-card-blockwrap gfc-blockwrap container undefined\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"image-container\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-src=\"https:\/\/www.goodfinancialcents.com\/wp-content\/uploads\/2019\/04\/m1-finance-logo-e1596133379952.png\"><\/div>\n<p><a href=\"https:\/\/www.goodfinancialcents.com\/go\/m1finance\/invest100-roth-cta\" class=\"btn btn-primary vendor-button\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"internal\">Open an Account<\/a><\/div>\n<div class=\"col-md-6\">\n<ul class=\"list-items\">\n<li>Commission-free investing<\/li>\n<li>Roth IRA with fractional shares of stocks, ETFs<\/li>\n<li>Small minimum investment: $100<\/li>\n<\/ul>\n<p><a class=\"get-started\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a><\/div>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">8. Worthy Bonds<\/h3>\n<p><strong>Risk Level<\/strong>: Medium<\/p>\n<p>Worthy is a company that offers <a href=\"https:\/\/www.goodfinancialcents.com\/what-is-a-bond\/\" data-wpel-link=\"internal\" rel=\"noopener\">bonds<\/a> with a fixed interest rate of 5%. You only need $10 to get started, and interest compounds in your account on a daily basis. There are no hidden fees, and the money you invest is loaned out to businesses that can make a positive impact in your community.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>Opening an account with Worthy is easy, and there are no fees or penalties involved. Since each bond costs just $10, your initial investment of $100 can help you buy 10 bonds right off the bat.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>Head to the Worthy website and select the option to open a new account. From there, you can buy as many bonds as you want in $10 increments. Interest will accrue daily in your account, and there are no fees involved.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Worthy bonds are a great option for anyone who wants to earn a fixed rate of 5% on their savings.<\/p>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-d867b151 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-90fc4c85 gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-751dea24\">\n<div class=\"wp-block-uagb-container uagb-block-0e75e1f2\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-565f2d1b\">\n<h3 class=\"uagb-heading-text\"><strong>WORTHY BOND PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-cc070b78\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-819af3b9\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Earn a Higher Rate on Your Savings<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-8c92f2af\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">No Fees and the Account Minimum Is Only $10 to Get Started<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-f659729b\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Easy to Open and Fund an Account Online<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-41d0d2d3\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-a4f912c6\">\n<h3 class=\"uagb-heading-text\"><strong>WORTHY BOND CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-2c70f655\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-10fb671f\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Not FDIC-Insured Like a Traditional Savings Account<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-a3151e7c\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Worthy Bonds Was Just Founded in 2016, so the Company Doesn\u2019t Have a Long History<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading\">9. Open a High-Yield Savings Account<\/h3>\n<p><strong>Risk Level<\/strong>: Low<\/p>\n<p>If you have $100 to your name but you don\u2019t have any extra cash for emergency expenses, then your best bet, for now, is to save that money. However, you can easily earn a better rate of return with a high-yield savings account from an online bank.<\/p>\n<p>This type of savings account works like other savings accounts from a traditional bank. Setting up an account is a breeze, and the biggest difference is that you can earn a higher interest rate on your deposits.<\/p>\n<p><strong>How It Works<\/strong>: <\/p>\n<p>The <a href=\"https:\/\/www.goodfinancialcents.com\/best-online-high-yield-savings-accounts-interest-rates\/\" data-wpel-link=\"internal\" rel=\"noopener\">best online savings accounts<\/a> are from banks like <a href=\"https:\/\/secure.goodfinancialcents.com\/pr\/ua9125840019\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\"><strong>Discover<\/strong><\/a>, <a href=\"https:\/\/secure.goodfinancialcents.com\/pr\/u8655dcabb65\" target=\"_blank\" rel=\"noopener sponsored nofollow external noreferrer\" data-wpel-link=\"external\"><strong>CIT Bank<\/strong><\/a>, and <a href=\"https:\/\/www.goodfinancialcents.com\/go\/ally\" data-wpel-link=\"internal\" rel=\"noopener\">national average of just 0.07%<\/a>. Just make sure you compare accounts until you find an option with the perks you want and no hidden fees.<\/p>\n<p><strong>Where to Get Started<\/strong>: <\/p>\n<p>Discover offers excellent high-yield savings accounts with no minimum deposit requirement and no ongoing fees. You can also earn 5x the national average on your savings. That\u2019s still not a lot, but earning something is still better than nothing.<\/p>\n<p><strong>Who It\u2019s Best For<\/strong>: <\/p>\n<p>Everyone needs savings for emergencies and a rainy day.<\/p>\n<div class=\"wp-block-gfc-pros-and-cons\">\n<div class=\"wp-block-uagb-container gfc-custom-pros-cons uagb-block-b5302d05 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-052d696a gfc-custom-pros-cons__heading\"><\/div>\n<section class=\"wp-block-uagb-container gfc-custom-pros-cons__columns uagb-block-45cb8435\">\n<div class=\"wp-block-uagb-container uagb-block-d9248a25\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-57e031de\">\n<h3 class=\"uagb-heading-text\"><strong>HIGH-YIELD SAVINGS PROS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-2d2c6748\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-f81a51f3\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">You Can Access Your Money Quickly if You Need It<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-c63249a4\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Build Savings for Emergencies<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-3d9655ff\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Many High-Yield Savings Accounts Come With No Fees<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-uagb-container uagb-block-a51d6d5f\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1c010da8\">\n<h3 class=\"uagb-heading-text\"><strong>HIGH-YIELD SAVINGS CONS<\/strong><\/h3>\n<\/div>\n<div class=\"wp-block-uagb-icon-list uagb-block-dfc55b28\">\n<div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-5a4065e4\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">You Won\u2019t Earn a Lot of Interest<\/span><\/div>\n<div class=\"wp-block-uagb-icon-list-child uagb-block-6cf079f5\"><span class=\"uagb-icon-list__source-wrap\"><\/span><span class=\"uagb-icon-list__label\">Some Accounts Require a Minimum Monthly Deposit in Order to Get the Highest Rate<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<div class=\"ca-widget\" data-token=\"a9aea7ae0be0\"><\/div>\n<h2 class=\"wp-block-heading\">Your Investment Style&nbsp;<\/h2>\n<p>If you only have $100 to invest right now, you\u2019ll want to be careful you\u2019re investing in a way that aligns with your investment style. This style will probably depend on a whole host of factors, which may include:<\/p>\n<ul class=\"wp-block-list\">\n<li>Whether You\u2019ll Need Easy Access to Your Money<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>How Much Risk You Want to Take<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Your Investment Timeline<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>How Much Research You Want to Do<\/li>\n<\/ul>\n<p>If you want to invest for the long haul and you won\u2019t need your $100 right away, then you may want to look into options like opening a Roth IRA, <a href=\"https:\/\/www.goodfinancialcents.com\/invest-in-cryptocurrency\/\" data-wpel-link=\"internal\" rel=\"noopener\">investing in cryptocurrency<\/a>, or getting started with fractional shares. Each of these lets you grow your money over a long timeline, and potentially without a lot of fine print or hidden fees.<\/p>\n<p>On the flip side, you may want a \u201csafer\u201d option if you need access to your $100 when emergencies come up. In that case, Worthy Bonds or a high-yield savings account might be a better choice.<\/p>\n<h2 class=\"wp-block-heading\">Invest $100 to Make $1,000 a Day<\/h2>\n<p>Many people also wonder how they can invest $100 and turn it into $1,000 in income for every day of the year. While it will absolutely take time to build up $1,000 per day in passive income, keep in mind that $1,000 per day works out to $365,000 per year, and there are all kinds of people who have that kind of passive income coming in.<\/p>\n<p>Generally speaking, you&#8217;ll need a $9 million dollar investment portfolio earning 4% to generate $360,000 per year (or a little less than $1,000 per day) in passive income. However, you&#8217;ll only need a portfolio of $6 million dollars to generate that much if your money is earning 6% per year.<\/p>\n<p>If your portfolio is earning 9%, on the other hand, you only need a portfolio of $4 million to generate $360,000 in spending money every year.<\/p>\n<p>Building that kind of portfolio may seem out of reach, particularly if you&#8217;re starting out with just $100. However, these examples still show the point I&#8217;m trying to make.<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The sooner you start investing, the faster you can start working toward your goals. <\/p>\n<\/blockquote>\n<p>From there, finding a way to achieve higher annual returns can help you reach your goals at a lightning-fast speed.<\/p>\n<h2 class=\"wp-block-heading\">Don\u2019t Waste Your $100 on This<\/h2>\n<p>Finally, you&#8217;ll want to read this warning: Don&#8217;t fall for get-rich-quick schemes!<\/p>\n<p>It&#8217;s <strong>absolutely crucial<\/strong> to avoid throwing your $100 (or more) away on something that won&#8217;t help you build wealth. Remember that there are always going to be people who promise you can get rich quick if you do this or that, but that their promises are totally empty the vast majority of the time.<\/p>\n<p>Also try to remember the golden rule that applies to most aspects of our lives:<\/p>\n<h3 class=\"wp-block-heading\"><em>If something seems too good to be true, it probably is!<\/em><\/h3>\n<p>Some of the most common schemes to avoid include:<\/p>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.goodfinancialcents.com\/what-is-a-penny-stock-scam-pump-and-dump\/\" data-wpel-link=\"internal\" rel=\"noopener\">Penny Stocks<\/a> (Remember the Movie <em>the Wolf of Wall Street<\/em>?)<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Options Trading<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Fly by Night Crypto Meme Coins<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Pyramid Schemes<\/li>\n<\/ul>\n<ul class=\"wp-block-list\">\n<li>Almost All MLMs (Market-Level Marketing Companies)<\/li>\n<\/ul>\n<p>If someone is promising that you can turn your $100 into thousands of hundreds of thousands of dollars practically overnight, you should run from them, block them on your phone, or both right away.<\/p>\n<p>Chances are good that whatever plan they&#8217;re suggesting will only benefit them (and not you).<\/p>\n<h2 class=\"wp-block-heading\">The Bottom Line on Investing $100<\/h2>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"video-container\"><iframe loading=\"lazy\" title=\"How to Invest $100 And Grow it to $1000 (8 BEST WAYS)\" width=\"740\" height=\"416\" src=\"https:\/\/www.youtube.com\/embed\/yKsugQVhZFo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div>\n<\/figure>\n<p>There are many ways to invest $100, just as there are smart options if you have $1,000 to invest, $5,000 to get started, or $10,000 you are ready to devote to building wealth. Make sure you compare all of your options and only dive in once you know you\u2019re ready.<\/p>\n<p>Although $100 may not seem like a lot, imagine what you can accomplish if you began investing $20, $50 or even $100 per month. When it comes to building wealth, you really do have to start somewhere. Investing $100 is the first step to building the life you really want.<\/p>\n<h2 class=\"wp-block-heading\">FAQs on Investing $100<\/h2>\n<div class=\"schema-faq wp-block-yoast-faq-block\">\n<div class=\"schema-faq-section\" id=\"faq-question-1670995381734\"><strong class=\"schema-faq-question\">What should I invest $100 in right now?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">If you&#8217;re a beginner investor with only $100 to invest, there are still a few options available to you. Some potential options include:<\/p>\n<p>1. Investing in a low-cost index fund: An index fund is a type of mutual fund that tracks a specific market index, such as the S&amp;P 500. These funds offer a simple and affordable way to invest in a broad range of stocks, and many have low minimum investment requirements, making them accessible for beginner investors.<\/p>\n<p>2. Investing in a robo-advisor platform: A robo-advisor is a type of online investment platform that uses algorithms to automatically manage your investments based on your financial goals and risk tolerance. Many robo-advisors have low minimum investment requirements, making them a good option for beginner investors.<\/p>\n<p>3. Investing in a crowdfunding platform: Crowdfunding platforms, such as real estate crowdfunding platforms, allow investors to pool their money to invest in a specific project, such as the development of a new property. These platforms typically have low minimum investment requirements, making them accessible for beginner investors.<\/p>\n<p>It&#8217;s important to remember that all investments carry some degree of risk, and past performance is not necessarily indicative of future results.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1670995544532\"><strong class=\"schema-faq-question\">Is it worth it to invest only $100?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Whether or not it&#8217;s worth it to invest $100 for the long term will depend on your individual financial goals and risk tolerance. In general, investing for the long term can be a good way to grow your wealth and save for important financial goals, such as retirement. <\/p>\n<p>However, it&#8217;s important to remember that all investments carry some degree of risk, and the potential for returns is never guaranteed. With a small investment of $100, the potential returns may not be significant, but investing that money and allowing it to grow over time can still be a worthwhile endeavor.<\/p>\n<p>If you&#8217;re investing $100 per month and averaging a 10% return, it may very well worth as you&#8217;ll be able to see the growth of compounding interest investments. <\/p>\n<p>For example, if you invest $100 per month and earn a 10% return on your investments, after 10 years you could have around $20,000, after 20 years you could have around $65,000, and after 30 years you could have around $170,000. It&#8217;s important to remember that these are just estimates, and the actual amount you have at each of these milestones will depend on a variety of factors.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>The post <a rel=\"nofollow noopener\" href=\"https:\/\/www.goodfinancialcents.com\/how-to-invest-100-dollars\/\" data-wpel-link=\"internal\">9 Ways &#8211; How to Start Investing With $100<\/a> appeared first on <a rel=\"nofollow noopener\" href=\"https:\/\/www.goodfinancialcents.com\" data-wpel-link=\"internal\">Good Financial Cents\u00ae<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Building wealth takes time and patience, but it also requires you to take real, actionable steps with your money. After all, you won\u2019t get rich by&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":423,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[11],"tags":[],"_links":{"self":[{"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/posts\/421"}],"collection":[{"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/comments?post=421"}],"version-history":[{"count":2,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/posts\/421\/revisions"}],"predecessor-version":[{"id":424,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/posts\/421\/revisions\/424"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/media\/423"}],"wp:attachment":[{"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/media?parent=421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/categories?post=421"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.petermaneurope.com\/index.php\/wp-json\/wp\/v2\/tags?post=421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}