{"id":286,"date":"2022-03-18T21:54:00","date_gmt":"2022-03-18T22:54:00","guid":{"rendered":"http:\/\/www.petermaneurope.com\/?p=286"},"modified":"2025-02-07T13:11:43","modified_gmt":"2025-02-07T13:11:43","slug":"7-best-credit-repair-companies-of-2024","status":"publish","type":"post","link":"http:\/\/www.petermaneurope.com\/index.php\/2022\/03\/18\/7-best-credit-repair-companies-of-2024\/","title":{"rendered":"7 Best Credit Repair Companies of 2024"},"content":{"rendered":"
The best credit repair companies have the skills and experience to help you with your credit, whether you have late payments, judgments on your credit report, or even accounts in default. While you definitely have the right to negotiate with your creditors<\/a> yourself, credit repair companies can take on this grunt work for you, completing tasks that feel overwhelming or beyond the scope of your abilities.<\/p>\n To help in your search for the right provider, we took the time to compare more than 20 credit repair companies that offer services nationwide.<\/p>\n Lexington Law came out ahead of the pack due to its transparent pricing schedule and highly rated mobile app, but other credit repair agencies made our ranking stand out in their own way.<\/p>\n The best credit repair agencies can help you find inaccuracies on your credit report and get the clean slate you’ve always wanted. Each company we chose boasts plenty of positive reviews, as well as transparent pricing and a comprehensive list of services, without making outrageous claims. <\/p>\n Keep reading to learn what makes these credit repair services stand out and which credit repair plans they offer.<\/p>\n Lexington Law<\/strong><\/a> has represented over 10.8 million people since 2004.<\/p>\n This company offers assistance from attorneys that concentrate on credit repair. You can get started with a free online credit report assessment.<\/p>\n You can sign up for credit repair help from Lexington Law in every state except for Oregon, and they handle all aspects of credit repair, ranging from disputing information on your credit reports to bankruptcies, collections, foreclosures, and more.<\/p>\n Lexington Law offers one credit repair plan for $99.95. <\/p>\n Credit Saint<\/strong><\/a> was originally founded in 2004, and the company boasts a rating of A with the Better Business Bureau (BBB) and excellent rankings from third parties, including Consumers Advocate and Consumer Affairs.<\/p>\n This credit repair firm is one of the best when it comes to challenging incorrect data, and they offer a 90-day money-back guarantee as a result.<\/p>\n This means that if you don\u2019t get the credit repair results outlined in your contract, you can get your money back within the first three months.<\/p>\n This provider also offers a free consultation over the phone, and plans range from $79.99 per month to $119.99 per month. Also, note that this company charges an \u201cinitial work fee\u201d of $99 to $195, depending on the plan you choose.<\/p>\n List of Services<\/strong>:<\/p>\n Sky Blue Credit<\/a> has been in operation since 1989, so it’s one of the most established credit repair services in our ranking. This company also offers a transparent and affordable pricing model with a monthly fee of $79 for individuals or $119 per month for couples.<\/p>\n Also, be aware that, like Credit Saint, Sky Blue Credit charges a one-time first work fee that is equal to the monthly charges on your account.<\/p>\n Sky Blue Credit promises to help you monitor and track your credit score while they file credit disputes that can repair damaging information in your credit history. Credit Saint also offers debt validation, goodwill letters, cease and desist letters, and more at no additional cost. They\u2019re backed by a money-back guarantee as well, so you can get a refund if this company\u2019s customer service doesn\u2019t live up to expectations.<\/p>\n List of Services<\/strong>:<\/p>\n The Credit People<\/strong><\/a> was originally founded in 2001, so they have had more than 20 years to fine-tune their credit repair services. With plenty of experience under their belts, this company promises meaningful results with your credit within the first 60 days.<\/p>\n This is much faster than other credit repair companies on our list claim they can perform, so this company can be a good choice if you need credit repair fast.<\/p>\n The Credit People offers the same basic credit repair services as other companies on this list, although their pricing model is rather different. You can get started for just $19 and pay only $79 per month, but you can also prepay $419 for six months of service. That brings the total monthly cost for six months down to less than $70 per month.<\/p>\n List of Services<\/strong>:<\/p>\n Pyramid Credit Repair<\/strong><\/a> has been in the business since 2011, although they were originally founded as a software company that aimed to help consumers repair their credit on their own.<\/p>\n However, Pyramid eventually added its own credit repair services to its plans, and it now operates as a full-service credit repair company.<\/p>\n Pyramid stands out due to its money-back guarantee, its 24\/7 customer support phone options, and the transparent pricing that applies to its plans.<\/p>\n A credit repair plan for singles is only $119 per month, but you\u2019ll pay $198 per month if you need credit repair as a couple.<\/p>\n On top of those plans, you can pay another $25 per month for 24\/7 identity theft protection<\/a>, credit monitoring, including dark web monitoring, and $25,000 in identity theft insurance.<\/p>\n List of Services<\/strong>:<\/p>\n Ovation Credit Repair<\/strong><\/a> is a LendingTree company that offers a free consultation and an in-depth look at your credit situation and score.<\/p>\n They also offer personalized credit help from a case advisor who will become intimately acquainted with your case, along with personalized dispute resolution and same-day service in some cases.<\/p>\n Plans from Ovation cost either $79 or $109 per month, depending on the level of service you require. However, you\u2019ll also need to pay an upfront fee of $89 to get started with either credit monitoring plan.<\/p>\n List of Services<\/strong>:<\/p>\n CreditRepair.com<\/a> has been in operation since 2012, and in 2022 they had over 56,000 sign ups on all products.<\/p>\n CreditRepair.com members saw over 8.6 million removals on their credit reports since 2012.<\/p>\n Creditrepair.com offers one plan for $99.95. With each of their plans, a “first payment” equal to the monthly plan fee is required.<\/p>\nOur Picks for Best Credit Repair Companies of 2025<\/h2>\n
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Best Credit Repair Company Reviews<\/h3>\n
Table of Contents<\/h3>\n<\/div>\n
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CreditRepair.com<\/h4>\n
Credit Repair Companies: Services and Pricing Overview<\/h4>\n